These Terms & Conditions ("Terms") govern your access to and use of the website and services of Aarnavest Financial Services Pvt. Ltd. ("Aarnavest", "we", "us", or "our"). By accessing this website or using our services, you agree to be bound by these Terms.
1. About Us
Aarnavest Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-316517), an APMI-registered PMS & AIF Distributor (APRN-05802), and operates as an Authorised Person of JM Financial Services Ltd for stock broking (NSE AP0359031693, BSE AP01032501162560, MCX AP168333).
2. Nature of Services
We act as a distributor and facilitator for mutual funds, portfolio management services (PMS), alternative investment funds (AIFs), stock broking, fixed income, bonds, and insurance products. We do not manufacture or manage these financial products ourselves; they are offered by the respective asset management companies, fund houses, insurers, or exchanges, and remain subject to their own terms and regulatory oversight.
3. Investment Risk Disclosure
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance of any scheme, PMS, or AIF is not indicative of future returns. Investments in securities markets, PMS, and AIFs are subject to market risk, and there is no assurance or guarantee that the investment objectives of any product will be achieved. Investors should make an independent assessment, and consult their own advisors, before making any investment decisions.
4. No Investment Advice
Content on this website, including blog articles and wealth insights, is provided for general informational purposes only and does not constitute investment, tax, or legal advice. Any recommendations made during consultations are based on information you provide, and final investment decisions rest solely with you.
5. Use of Website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of, this website by any third party. You must not misuse this website by knowingly introducing viruses or other malicious material, or attempt unauthorised access to any part of this website.
6. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Aarnavest Financial Services Pvt. Ltd. or its licensors and is protected under applicable intellectual property laws. No content may be reproduced or distributed without prior written consent.
7. Third-Party Links
This website may contain links to third-party websites, including AMFI, fund houses, and exchanges, for reference purposes. We do not control and are not responsible for the content, accuracy, or practices of any linked third-party website.
8. Limitation of Liability
Aarnavest shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from the use of this website, reliance on its content, or investment decisions made by you. All investments carry inherent market risk that is outside our control.
9. Governing Law & Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts at Kolkata, West Bengal.
10. Changes to These Terms
We may revise these Terms from time to time. Continued use of this website after any changes constitutes your acceptance of the revised Terms. The updated version will be posted on this page with a revised "Last Updated" date.
11. Contact Us
For any questions regarding these Terms & Conditions, please contact us at bushrasss84@gmail.com or +91 90515 11142.