Answers to common questions about our investment solutions and services.
Aarnavest provides access to a wide range of investment solutions, including Mutual Funds, Portfolio Management Services (PMS), Alternative Investment Funds (AIFs), Fixed Income & Bond Investments, Insurance Solutions, and Equity & Stock Broking services through our association as an Authorised Person of JM Financial Services Ltd. Our recommendations are based on your financial goals, risk profile, and investment horizon.
Every recommendation follows our structured investment evaluation process (the ARISE™ Framework), where we assess factors such as investment philosophy, consistency, risk management, portfolio quality, and investor suitability. We believe that selecting the right investment starts with understanding the right investor.
We take the time to understand your financial objectives, risk appetite, investment horizon, and liquidity requirements before recommending suitable investment solutions. Our approach is focused on long-term wealth creation through disciplined investing.
Yes. We can review your existing portfolio to understand whether your investments remain aligned with your current financial goals, risk profile, and long-term objectives. Based on the review, we may suggest opportunities for better diversification, improved asset allocation, or consolidation where appropriate.
Our solutions are designed for a wide range of investors, including first-time investors, salaried professionals, business owners, high-net-worth individuals (HNIs), ultra-high-net-worth individuals (UHNIs), retirees, and Non-Resident Indians (NRIs).
Yes. Subject to applicable regulations, NRIs can invest in various investment products, including mutual funds and other eligible investment solutions. Our team assists with the documentation and onboarding process required for NRI investors.
The minimum investment depends on the product you choose. Many mutual funds allow investors to begin with modest SIP amounts, while PMS and AIF investments generally have regulatory minimum investment requirements. Our team can help identify solutions suited to your investment capacity and goals.
We believe investing is an ongoing process. Your portfolio is reviewed periodically to assess its alignment with your financial objectives, market conditions, and changing life circumstances. Reviews may include recommendations for rebalancing or restructuring when appropriate.
No. Aarnavest facilitates access to investment products but does not hold investor funds. Investments are made directly with the respective Asset Management Companies, Portfolio Management Services providers, Alternative Investment Funds, insurers, or through the relevant regulated institutions, depending on the product selected.
Getting started is simple. Schedule an initial consultation with our team, where we'll understand your financial goals, assess your risk profile, and discuss suitable investment options. Once you're comfortable with the proposed approach, we'll guide you through the onboarding and investment process.
Under SEBI (Mutual Funds) Regulations, 1996, Mutual Funds are permitted to charge certain operating expenses for managing a mutual fund scheme — such as sales & marketing/advertising expenses, administrative expenses, transaction costs, investment management fees, registrar fees, custodian fees, and audit fees — as a percentage of the fund's daily net assets.
All such costs for running and managing a mutual fund scheme are collectively referred to as the 'Total Expense Ratio' (TER).
As a mutual fund distributor, we are paid a commission out of the TER charged by the Mutual Fund. Hence the maximum amount of our commission is capped to the extent of the TER.
Download Commission Disclosure