Privacy Policy

Aarnavest Financial Services Pvt. Ltd. ("Aarnavest", "we", "us", or "our") is committed to protecting the privacy of visitors to our website and users of our services. This Privacy Policy explains what information we collect, how we use and protect it, and the choices you have regarding your information.

1. Information We Collect

We may collect the following categories of information when you interact with our website or services:

  • Personal details you provide directly, such as your name, email address, phone number, and any message content submitted through our contact forms or WhatsApp.
  • Financial and KYC information that you may share with us during onboarding for mutual fund, PMS, AIF, stock broking, or insurance-related services, in accordance with applicable regulatory requirements.
  • Technical information such as browser type, device information, and pages visited, collected automatically for site performance and analytics purposes.

2. How We Use Your Information

Information collected is used to respond to your enquiries, provide and improve our services, process onboarding and KYC requirements, communicate updates relevant to your investments, and comply with applicable legal and regulatory obligations under SEBI, AMFI, and other relevant authorities.

3. Cookies & Tracking

Our website may use cookies and similar technologies to enhance browsing experience, remember preferences, and analyse site traffic. You can control or disable cookies through your browser settings; however, some parts of the website may not function optimally without them.

4. Data Sharing & Disclosure

We do not sell or rent your personal information to third parties. Information may be shared with regulatory authorities, fund houses, custodians, or service partners strictly to the extent required to process your investment requests, meet compliance obligations, or as mandated by law.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

6. Your Rights & Choices

You may contact us at any time to review, update, or request correction of the personal information you have shared with us, or to ask questions about how your data is used.

7. Third-Party Links

Our website may contain links to third-party websites, including fund house portals and regulatory bodies such as AMFI. We are not responsible for the privacy practices or content of these external sites.

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable regulations. The updated version will be posted on this page with a revised "Last Updated" date.

9. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, please reach out to us at bushrasss84@gmail.com or +91 90515 11142.

Total Expense Ratio

Under SEBI (Mutual Funds) Regulations, 1996, Mutual Funds are permitted to charge certain operating expenses for managing a mutual fund scheme — such as sales & marketing/advertising expenses, administrative expenses, transaction costs, investment management fees, registrar fees, custodian fees, and audit fees — as a percentage of the fund's daily net assets.

All such costs for running and managing a mutual fund scheme are collectively referred to as the 'Total Expense Ratio' (TER).

As a mutual fund distributor, we are paid a commission out of the TER charged by the Mutual Fund. Hence the maximum amount of our commission is capped to the extent of the TER.

Download Commission Disclosure